Health insurance

Aims of the course

no description

Course syllabus

1. Principal terms
2. Different models for financing health care
3. The main features of mixed public/private financial health care systems
4. Main features of the major types of health insurance product, including
- sickness insurance
- critical illness insurance
- long-term care insurance
- medical expenses insurance
- disability insurance
5. The principles of health insurance markets
6. Principles of accounting for health insurance
7. Major areas of risk and uncertainty in health insurance
8. Principles of investment for health insurers’ assets
9. Valuation data and verification procedures
10. Analysis of the experience of a health insurer
11. Pricing of health insurance products
12. Valuation of the liabilities for the purposes of:
- the establishment of reserves for the accounts
- the determination of solvency
13. Interpretation of the accounts of a health insurer
14. Establishing the impact of the liabilities of a health insurer on the choice and management of assets
15. Modelling of the uncertainty in claim frequency and amount
16. Experience rating for health insurance
17. Evaluation of the capital requirements of a health insurer for the purpose of determining the strategy for growth in business

Course director(s)